Expat Mortgages

Mortgage for Expats

Bur or rent a house?

Whe can help you with both.

Mortgage for Expats

From this day forward Hypadvies will also offer a mortgage solution for expats! A mortgage is possible with or without National Mortgage Guarantee (NHG) and with a working and residential period, in the Netherlands, of six months. There is no risk premium, our sharp interest tariffs apply for expats as well!

 

A few characteristics

 

  • Possible for employees with a nationality from within or outside of the European Union (EER)
  • A minimum of six months of working and being residential in the Netherlands
  • There is a permanent employment contract
  • Financing up to a 100% Loan To Value (LTV) for employees with a nationality from within the European Union (EER). For employees with a nationality outside of the European Union (EER) there is a maximum LTV of 95% for non-NHG loans (with a NHG loan there is a maximum LTV of a 100%)

 

Feel free to contact us. We are happy to help you!

 

Meet our team

Patrick van Laarhoven

Rent Advisor

Diana van Laarhoven

Mortgage Advisor

Esther Ketelaars

Mortgage Advisor

Mortgages for expats

The mortgage for expats and highly skilled migrants

 

Product specifications

 

These mortgages are suited for expats. A mortgage is already possible with a working and residential period of six months.

 

  • With or without NHG
  • No risk premium        

 

Characteristics

 

Maximum loan

The mortgage has a maximum of a 100% LTV for employees with a nationality within the European Union (EER). For employees with a nationality outside the European Union (EER), there is a maximum LTV of 95% for non-NHG loans (with a NHG loan the maximum LTV is a 100%).

 

Employment

There must be a permanent employment contract.

 

Residence permit

Applicants from outside the EU must have a residence permit for a non-temporary purpose.

Visit the website www.ind.nl for more information.

 

 

  • The interest offer is valid for 4 months
  • Annually 15% reimbursement-free pay off
  • Review of financial obligations actual charge